Financial Planning

Financial planning is the process of working towards your life goals through the proper management of your finances. Goals can include buying a home, saving for your child’s education or planning for retirement.

The financial planning process consists of a series of steps that help you see the ``big picture`` of where you are financially. We can help you work out where you are now, what you may need in the future and what you must do to pursue your goals.


Wealth Accumulation

Whether you are starting to build your wealth, growing your existing net-worth or just saving for that long over-due holiday, having a well-planned investment strategy can help lead you on the path to achieving your objectives.

Overall, wealth accumulation is a crucial component of any comprehensive financial plan. At Integrum Advice, we're committed to helping our clients build wealth and achieve their financial goals through tailored investment strategies and expert guidance.



As arguably one of the most tax-effective methods of saving for your retirement, superannuation, for many of us, is the largest asset we have, apart from our homes.

With a variety of contribution and investment options, superannuation can be a complex area. It's important to form a strategy to make the most of the tax concessions and investment options offered to ensure your superannuation savings provide a comfortable standard of living in retirement.


Personal Risk Insurance

We insure our homes, contents, businesses, cars and even pets, but often disregard insuring ourselves with some form of personal insurance such as Life, TPD, Income or Trauma insurance. It is our ability to work and generate an income is our most important and valuable asset, without which none of the other things would be possible.

What protection do you currently have in place to cover your family or business from unforeseen loss?

We can assist you to develop a strategy to protect your most valuable asset, you.


Retirement Planning

Retirement planning is not only having enough to live on but enough to live. Having a sound financial plan in place is essential to ensure you achieve the lifestyle you want. While having the luxury of calm and restful moments to yourself every day sounds ideal while you’re busy at work, the reality can be quite different if you’re not prepared. We’ve all heard the old saying, failing to plan is planning to fail. We understand you need someone you can trust to help plan your future.

Our Advisers will take the time to understand your goals, needs and comfort levels, so we can customise a solution for your retirement.


Estate Planning

We provide specialist Estate Planning advice in conjunction with specialist lawyers and solicitors located on the Gold Coast. We can offer you peace of mind by having your affairs in order, in the event of the worst happening.

To ensure you get appropriate legal advice we partner with specialist lawyers and the process has been streamlined so the legal advice is delivered from the offices where we are located. This way it is highly efficient and cost effective, saving you time and money.